Accredited Investors

If you are an accredited investor, there are additional investment opportunities available to you.

If you are an accredited investor by meeting the definition according to Canada’s National Instrument 45-106 and SEC guidelines please sign up for this exclusive free service then we can notify you when special investment opportunities become available.  Jeb Handwerger and/or anyone affiliated with Gold Stock Trades are not brokers, financial advisors or registered agents.

We are not soliciting brokerage clients.  However, we do have many opportunities presented to our editor exclusively for high net worth, accredited investors which we would like to have available for subscribers.

An individual accredited investor is generally someone who has a net worth over $1,000,000 or makes over $200,000 per year in the immediate preceding two years.

See details below for S.E.C. and Canadian rules on accredited investor criteria.

If you fit into this category you may be eligible for many investment opportunities such as private placement financing.

Accredited Investors – S.E.C. Guidelines

Under the Securities Act of 1933, a company that offers or sells its securities must register the securities with the SEC or find an exemption from the registration requirements. The Act provides companies with a number of exemptions. For some of the exemptions, such as rules 505 and 506 of Regulation D, a company may sell its securities to what are known as “accredited investors.”

The federal securities laws define the term accredited investor in Rule 501 of Regulation D as:

a bank, insurance company, registered investment company, business development company, or small business investment company;
an employee benefit plan, within the meaning of the Employee Retirement Income Security Act, if a bank, insurance company, or registered investment adviser makes the investment decisions, or if the plan has total assets in excess of $5 million;
a charitable organization, corporation, or partnership with assets exceeding $5 million;
a director, executive officer, or general partner of the company selling the securities;
a business in which all the equity owners are accredited investors;
a natural person who has individual net worth, or joint net worth with the person’s spouse, that exceeds $1 million at the time of the purchase;
a natural person with income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year; or
a trust with assets in excess of $5 million, not formed to acquire the securities offered, whose purchases a sophisticated person makes.

Under Canada’s National Instrument 45-106, an accredited investor is a person who fits any of the following definitions:

  • A natural person whose net worth, or joint net worth with his spouse, exceeds $1,000,000, and either is able to bear the economic risk of investment in shares, the investment that does not exceed 10% of his net worth or joint net worth with his spouse;
  • A natural person who had individual income in excess of $200,000 in each of the two most recent years, or joint income with that person’s spouse in excess of $300,000 in each of those years and reasonably expects to reach the same income level in the current year, and is able, either to bear the economic risk of investment in shares, or an investment not to exceed 10% of his net worth or joint net worth with his spouse;
  • An organization described in section 501(c)(3) of the Internal Revenue Code of 1986, as amended, (i.e., tax exempt entities), corporation, Massachusetts or similar business trust, or partnership, not formed for the specific purpose of acquiring shares, with the total assets in excess of $5,000,000;
  • Any trust, with total assets in excess of $5,000,000, not formed for the specific purpose of acquiring shares, whose purchase of the securities is directed by a person who has such knowledge and experience in financial and business matters that he is capable of evaluating the merits and risks of the prospective investment;
  • A bank as defined in section 3(a)(2) of the Securities Act, or a savings and loan association or other institution as defined under section 3(a)(5)(A) of the Securities Act, whether acting in its individual or fiduciary capacity;
  • A broker or dealer registered pursuant to section 15 of the Securities Exchange Act of 1934;
  • An Insurance Company as defined in section 2(13) of the Securities Act, and certain other qualified institutional investors.

By subscribing to this service you acknowledge that you are an accredited investor according to Canada’s National Instrument 45-106 and the SEC guidelines.  

Gold Stock Trades respects your privacy and will keep your information confidential.